Savvy money saving tips

Below is brief outline of some savvy money saving tips. We’ll get some more added later. Prepare to shop Remove the impulse to buy by writing a shopping list before you leave home and stick to it! Negotiate your debts If you have outstanding debts, you can could the lender and ask for a reductionContinue reading “Savvy money saving tips”

Making the most of your budget

Creating a budget is great and all, but, as with most things, it can only be as good as the information you put in it. Most budgets don’t work hard for their owners and this is usually because their owners haven’t worked hard to create them. Below, I whizz through a few considerations to beContinue reading “Making the most of your budget”

A budgeting guide

Budgeting is one of the most important aspects of maintaining good financial health. Mindfully managing where your money goes is the starting point for financial freedom. A budget is a detailed and comprehensive list of all income and expenses over a given short period – typically, a month. It includes your salary and other income,Continue reading “A budgeting guide”

A 5 step guide to budget forecasting

You may be up-to-speed with budgeting, but budget forecasting is next level. It helps you plan longer term for your financial future, by helping you set goals and targets. Budget forecasting organises your money and will do so much more for your pocket in the long run. What is a budget forecast? While a budgetContinue reading “A 5 step guide to budget forecasting”

Dealing with financial overwhelm

What if the thought of untangling your finances makes you feel overwhelmed? You are not alone, we know that about 70% of Brits feel stressed and overwhelmed when thinking about their personal finances. This can be a result of negative past experiences, an underlying fear of maths, uncontrollable debt. The list goes on. The issueContinue reading “Dealing with financial overwhelm”

Why all the fuss about creating a budget?

You’ve heard about budgets, but in your mind it’s something over there… The topic of your finances isn’t one you often dwell on, but you have a small niggle in the back of your mind that you probably should. Here, I’ll give you a quick rundown of what a budget is and why you shouldContinue reading “Why all the fuss about creating a budget?”