Save for a deposit – 10 tips to help you hit your target

One question we get asked a lot here at Money Monday is “how do I save for a deposit?”. Unsurprisingly, the answer is intertwined with your financial habits. Saving for a deposit is usually something you do on your own, and requires dedication, planning and organisation. Below are ten useful tips to help you withContinue reading “Save for a deposit – 10 tips to help you hit your target”

Are your debt levels too high?

Do you have too much debt? Does your current level of debt make you uncomfortable? Have you asked yourself what this is based on? We all earn different incomes, our costs are not the same, our wealth varies – so what are you comparing to? Debt is money that must be repaid to the organisationContinue reading “Are your debt levels too high?”

Savvy money saving tips

Below is brief outline of some savvy money saving tips. We’ll get some more added later. Prepare to shop Remove the impulse to buy by writing a shopping list before you leave home and stick to it! Negotiate your debts If you have outstanding debts, you can could the lender and ask for a reductionContinue reading “Savvy money saving tips”

8 Ways to improve your credit score

Having an excellent credit score will directly impact the amount of credit you are offered, the interest rate and the range of options you will have. If you haven’t already, check out the previous article detailing the importance of your credit score. Below we run through eight tips on how to improve your credit score.  LimitContinue reading “8 Ways to improve your credit score”

Making the most of your budget

Creating a budget is great and all, but, as with most things, it can only be as good as the information you put in it. Most budgets don’t work hard for their owners and this is usually because their owners haven’t worked hard to create them. Below, I whizz through a few considerations to beContinue reading “Making the most of your budget”

A budgeting guide

Budgeting is one of the most important aspects of maintaining good financial health. Mindfully managing where your money goes is the starting point for financial freedom. A budget is a detailed and comprehensive list of all income and expenses over a given short period – typically, a month. It includes your salary and other income,Continue reading “A budgeting guide”